Comprehensive Legal and Labour Benefits

As a Business Lawyers policy holder you will be entitled to the following benefits, at no additional cost, only your monthly premium:


Legal Advice

Our policy holders have access to a 24 hour legal service centre, to obtain legal advice and documents they require.

Representation and Litigation

Our policy holders shall be entitled to legal representation and litigation
services in any legally instituted court or tribunal.*


Our Comprehensive Legal Service Offering includes:

Commercial Law
General Civil Law Matters
Labour Law
Criminal Law Matters
Additional value adding services

General Commercial Law assistance regarding the:

  • Companies Act;
  • National Credit Act;
  • Consumer Protection Act (CPA);
  • Protection of Personal Information Act (POPI);
  • Basic Conditions of Employment Act;
  • Close Corporations Act;
  • Labour Relations Act;
  • Promotion of Access to Information Act (PAIA) and other applicable legislation;

The review, preparation and litigation of commercial agreements, which include, amongst others:

  • Supplier Agreements;
  • Sub-contracting Agreements;
  • Letters of Intent and Teaming Agreements;
  • Joint Venture Agreements;
  • Purchase and Sale agreements;
  • Commercial lease agreements;
  • Service Level Agreements;
  • Non-disclosure and Confidentiality Agreements;
  • Suretyship Agreements;
  • Acknowledgement of Debt Agreements;
  • General Outsourcing Agreements;
  • Shareholders Agreements;

Access to a legal library of precedents;
Opinions and advice regarding contractual provisions and disputes; and
Assistance with the preparation of legal correspondence.

  • Correspondence relating to Civil or Commercial Litigation;
  • Unlawful arrest by the State of any employee of the policyholder;
  • Damage to property;
  • Consumer related legal disputes;
  • Guarantees and warranties claims;
  • Disputes with suppliers and customers;
  • Applications for the removal of the policyholder’s business from the Credit Bureau;
  • Repossessions;
  • Legal problems with Local Authorities;
  • Legal problems regarding trading License Applications;
  • Legal disputes with suppliers;
  • Public liability claims against the policyholder’s business;
  • Disputes with insurance companies, other than Genric;
  • Bodily injuries to customers; and
  • Legal problems regarding working permits, etc with the Department of Foreign Affairs.
  • Comprehensive Labour and industrial relations assistance;
  • Access to a labour law starter kit and checklists upon joining the scheme;
  • Preparation of standard Employment Contracts;
  • Drafting of warnings and/or notices of disciplinary enquiries;
  • Drafting of counselling notification;
  • Chairing of counselling sessions;
  • Drafting of charge sheets i.t.o. all disciplinary enquiries;
  • Chairing of disciplinary hearings of a serious nature, where the outcome might lead to dismissal;
  • Chairing of appeal hearings of a serious nature, where the outcome might lead to dismissal;
  • Advice with regards to grievance procedures;
  • Planning for the implementation of disciplinary codes and procedures;
  • Assistance with union and wage negotiations;
  • Advice regarding Collective Agreements;
  • Management assistance with retrenchments;
  • Assistance with the resolution of Strikes and/or Lock-Outs;
  • Preparation of HR policies;
  • Correspondence relating to Labour Litigation;
  • CCMA representation and assistance;
  • Review and enforcement applications; and
  • Bargaining counsel representation and assistance.
  • Criminal defence of the policyholder and its employees;
  • Reckless or negligent driving;
  • Bail applications;
  • Criminal defence is limited to business conduct only.
  • Discount on attorney’s transfer fees of 30% when the policyholder purchases immovable property;
  • Discount on new company registrations and MOI compliance; 
  • Negotiation of reduced fees in respect of debt collection proceedings;
  • The legal costs and fees shall be for the policyholder’s account and the discounts shall only be applicable if the policyholder uses attorneys that form part of the BusinessLawyers Panels of Attorneys.

Join Business Lawyers

Call 0861 92 92 92

*Representation in any matter only becomes active after expiry of a 3 month-period from the policy start date
and matters that arose prior to the policy start date, or within the 3 month-period, are excluded.

Administrator: Business Lawyers Proprietary Limited (FSP No. 46227), an authorised financial services provider.

Underwriter: GENRIC Insurance Company Limited (FSP No. 43638), an authorised financial services provider and registered short term insurer.